How to Bundle Your Home and Auto Insurance

How to Bundle Your Home and Auto Insurance

Feb 14, 2022

You may be curious about how to bundle your home and auto insurance. Bundling is a term that insurance companies use to refer to a service that saves money on your rates. It also provides security, streamlines the billing process, and allows for a single point of contact. If you’re looking to save money by bundling, we’d be happy to help.

 

What Is Bundling?

You may already be familiar with this term. If not, it’s important to understand what it means. Bundling simply means buying different types of insurance policies from the same company. Most often, it involves combining home and auto insurance. However, it can also refer to many other types of policies. Bundling may look different from one company to another.

How Does Bundling Work?

If you want to bundle your policies, the process is quite easy. Although, it may vary slightly between carriers. Simply contact us and we’ll present you with your options.

It’s possible to bundle a new policy with a current one. If you prefer to start two new policies, we can often combine your homeowner’s and automobile coverage. Bundling is also known as a multi-policy discount, and it’s something insurance companies have offered for a long time.

Our goal is to find the best policy that will meet your unique needs. If you’re unsure about specific needs, our agents will happily compare the features of different policies for you. Then, we’ll sit down together and review your personal quote. You’ll be able to see the cost of your insurance packages and the savings you get from the bundle.

Benefits of Bundling Home and Auto Insurance

You might be wondering if this is worth your time. After all, maybe you’re happy with your current services, even if they are from different providers. The reality is that bundling insurance policies has a variety of different benefits. These are some of the biggest perks worth mentioning.

1. Reduced Cost

The main advantage of bundling insurance policies is the major cost savings. It’s not unheard of to save as much as 25% when bundling homeowner’s and automobile policies. Of course, this amount can vary by a number of different factors. We’re happy to discuss the details.

2. One Point of Contact

Having one source of contact for all policies is helpful for many reasons. It makes it far easier to communicate and build a relationship with your agent. This is important to us because it ensures you receive the best support possible. Also, in the event of natural disasters that may involve multiple policies, it helps to streamline the claims process.

3. Simplified Billing

When you bundle insurance policies, they’ll be billed together. This means that instead of paying for each policy separately, you’ll receive a single bill for all of them. In this way, bundling reduces time, waste, and the number of unique payments you’ll make each month. However, most home insurance is billed through your mortgage company’s escrow account, yet you can still receive the bundled discount.

4. Security

Those who make multiple claims in a short period of time risk losing coverage. This can occur after home damage, car accidents, or even traffic violations. Having a single insurance company for all of your policies reduces the chances of losing coverage after many claims.

If you are ready to bundle home and auto insurance, feel free to reach out for a free quote . Our agents are experts in finding the best coverage and price to meet your needs. We look forward to helping you save time and money.

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If anyone knows me at all they know how I hate insurance. When my wife and I switched to Michael Cooper I was really impressed with his knowledge and the way he broke everything down for me. Michael has helped me with a couple of claims and I really appreciate how seamless he m...Jeremy S.Lincoln NE
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